查人人中国名人网飞机维修工程师执照:怎么翻？？
来源：百度文库 编辑：查人人中国名人网 时间：2024/05/03 04:06:32
The risk should be dispersed.In order to cover risks and pay for the losses incurred, insurance companies count on collecting premiums from a great number of people who suffer no losses.This is called the law of large numbers. The idea is that if the risk is all in one area, all of the insured may suffer the same loss at the same time. Therefore, an insurer would not want to provide flood insurance in only one area, because a flood in that area could bankrupt the company.
风险应当被分散。保险公司依靠收取自大量没有遭受损失的人的保险费来避免风险和损失导致的赔付。这就叫做大众定律。这个概念是如果风险都在一个区域，所有的保险都可能在同一时间承受同样的损失。因此，一家保险公司不会只在一个地区提供洪水险，因为在该地区的一次洪水就可能让公司破产。