免年费白金信用卡排名:请帮我将这段文字翻译成英文

来源:百度文库 编辑:查人人中国名人网 时间:2024/04/28 07:17:58
【摘要】财务危机通常是指企业不能偿还到期债务的困难和危机,其极端形式是企业破产。当企业资金匮乏和信用崩溃同时出现时,企业破产便无可挽回。所以,为防止财务危机与破产的发生,每个企业都在寻求防止财务危机的方法和拯救危机的措施。另外,随着市场经济的发展,企业将面临越来越激烈的竞争,要想在激烈的竞争中立于不败之地,加强财务危机预警机制无疑是每个企业都应加强的一个重要方面。本文结合近年来一些危机企业、破产企业的情况,从七个不同角度分析危机产生的原因;根据财务危机在爆发之前的种种迹象总结出了财务危机的早期信号,提出了财务危机预警模型的建立,通过设置并观察单变量模型和多变量模型两种敏感性财务指标的变化,及时预报危机信号;同时找到了化解财务危机的最有效方法,既从负债度、风险意识、资本结构、资金管理、投资行为和防范机制等六个方面探讨综合治理危机的具体措施,以提高我国企业的生存能力和竞争能力。
【关键词】财务危机;财务预警;危机治理

Abstract
The financial crisis usually is refers to the enterprise not to be able to repay the due debt the difficulty and the crisis, its extreme form is the enterprise bankruptcy. When the enterprise fund is deficient and the credit collapses simultaneously appears, the enterprise goes bankrupt then beyond any help. Therefore, for prevented the financial crisis and the bankrupt occurrence, each enterprise all is seeking prevented the financial crisis the method and saves the crisis the measure. Moreover, along with the market economy development, the enterprise will face more and more keen competition, will have to want in the keen competition neutrality to the invincible position, to strengthen the financial crisis to forewarn the mechanism will be an important aspect without doubt which each enterprise all will be supposed to strengthen. This article unified the recent years some crisis enterprises, the bankrupt enterprise's situation, had the reason from seven different angles analyses crisis; Summarized the financial crisis early signal according to the financial crisis before eruption all sorts of signs, proposed the financial crisis forewarned the model the establishment, through established and observes the single variable model and the multi- variables model two sensitive financial norm change, promptly forecast the crisis signal; Simultaneously found melted the financial crisis the most effective method, also from the debt, risk consciousness, the capital structure, the fund management, the investment behavior and the guard mechanism and so on six aspects discusses the comprehensive program of public order crisis the concrete measure, enhances our country enterprise the survivability and the competitive ability .